Loan application can be sumbitted by all Moldova citizens or persons, who have long-term residence permit, and are at least 18 years old.
We offer loan amounts from 1,000 to 10,000 MDL for new clients and 1,000 to 30,000 MDL for returning clients.
Yearly interest rate is 17.0-19.9% and is calculated on a basis of residual value. Loan period is up to 12 months.
Comission fee is a cost of financial service for loan application review.
Guarantee fee is a cost for fix yearly intest rate during the whole loan agreement period.
Usually application is answered in 30 minutes.
Loan agreement could be issued only on a base of personal identification document (buletin de identitate).
Loan application could be submitted in any Iute Credit office or on our website. Loan asignment is done in Iute Credit office.
IuteCredit offices location and their working hours could be found here.
Loan could be issued in Posta Moldovei or in commercial banks via transfers to bank account, usually, during the same day.
Yes, you can get money in Posta Molodei after 17.00 in working days and in weekend.
Loan repayments could be done in Posta Moldovei offices (comission – 6 MDL/transer) or in one of following banks: Moldinconbank (comission – 4 MDL/transer), Victoriabank (comission – 5 MDL/transer), Eximbank (comission – 5 MDL/transer), EuroCreditBank (comission – 3 MDL/transer).
Yes, IuteCredit provides short-term suspensions for loan repayments. Please contact us to get full information about this possibility for your particular case.
Yes, loan could be closed before the appointed time. Please contact us to get full information about this possibility for your particular case.
If repayment is not done on time, we will at first remind you about it. Repayment delay entails additional costs, so penalties are applied for them. If you have longterm problems with payments, please contact us to find most suitable solution.
Yes, Iute Credit offers loan application submission possibility via SMS. This service is availible only for returning clients, who have or had at least one active loan and have paid at least several repayments for it. For more detailed information, please contact us.
Yes, IuteCredit is issuing loans for goods purchase in our partner shops. List of Iute Credit partner shops could be found here.